When your car insurance policy gets rejected, you lose all the perks of the policy. It can be frustrating, disappointing, and can affect your bank balance. Insurance is a kind of risk management that offers select promises based on specific terms of the contract. It is usual for you to feel offended if your insurer does not live up to the pledge of claim settlement. However, you should know that many times insurance companies do have genuine reasons for rejecting a claim. It is your responsibility to ensure specific precautionary steps are done to get the appropriate incentives from your…

If you live in a neighborhood with a high crime rate, it’s normal to worry about someone stealing your car. That is why you wonder if your car insurance covers theft and what you should do if it happens to you. Let’s check out this detailed guide on the specific insurance against car theft and how to activate it.

Does Every Car Insurance Cover Theft?

The answer is, no — not every car insurance in Malaysia covers theft. Ensuring your car against theft isn’t mandatory by the law. However, you can still pick to ensure your vehicle against someone stealing it. …

Are you thinking about getting a car insurance policy? Even if you are thinking about getting a different type of insurance, these deals will have multiple benefits. The insurance options are there for a reason, and you should take advantage of that offer. Here is an overview of the benefits to expect when signing up for an insurance deal!

Some Insurance Policies Are Mandatory by the Law

The first thing we should mention is that the law requires you to have some insurance policies. For example, if you buy a vehicle and plan to drive it, you will need a motor insurance policy. Malaysian law requires you to…

Di Malaysia, menjadi satu kewajipan untuk para pemilik kenderaan mendapatkan pelindungan insurans kenderaan setiap kali mereka ingin memperbaharui cukai jalan. Jika berlaku sesuatu yang tidak diingini contohnya kerosakan akibat kemalangan, pemilik kenderaan boleh membuat tuntutan kepada syarikat insurans. Tetapi terdapat juga situasi tertentu yang menyebabkan pihak insurans tidak meluluskan tuntutan tersebut.

1. Rusuhan/Perang

Kita semua bersyukur kerana tinggal di negara Malaysia yang aman tanpa perlu risau tentang peperangan. Tetapi, sebagai sebuah negara, kita tidak dapat lari daripada percanggahan pandangan sehingga menyebabkan berlakunya rusuhan. Sekiranya kenderaan anda dirosakkan oleh para perusuh, pihak insurans tidak akan menanggung kerugian yang anda alami. …