If you’ve been declared bankrupt, then, right now, your priority is likely to find the best ways to source as much cash as you can. Along these lines, we’re happy to bring you some good news! The government launched the PEMERKASA aid package in March 2021. It offers bankrupt Malaysians…

COVID-19 has raised our awareness of the importance of insurance. A private hospital may charge high if you get an illness that requires extensive treatment. Even though public health care is cheaper, some medicines or surgeries are not government-covered, so you would still have to pay for them at a…

Are you familiar with how credit reporting services like CTOS work? Here are the basics. What Is CTOS? Founded in 1992, CTOS is a Credit Reporting Agency (CRA) regulated by the Registrar of Credit Reporting Agencies, Ministry of Finance, and covered by the Credit Reporting Agencies Act 2010, which took effect in 2010…

Can you remember the first time you applied for a credit card? In most cases, it comes from someone calling you about a credit card, offering a great deal, and saying that you have to pay nothing to apply for it. Without a second thought, you accepted the offer. Having…

Studies indicate that every day, at least 60 Malaysians between the ages of 35 and 44 file for bankruptcy. Despite this, not much is known about this phenomenon in the country. Here, we’ll be detailing everything from what bankruptcy is to how it affects your credit report. What Is Bankruptcy In Malaysia? A debtor is…

You may find it challenging to think about devastating events that can happen to your business, but sometimes it’s unavoidable. It is why you should invest in the right insurance coverage. For example, a commercial property insurance policy covers the structures of your business, the contents contained within them, and…

In light of recent events, debts have become a big part of most households in the country. So, it would help if you found the most efficient way to clear such expenses. Down this road, one recourse worth considering is the debt snowball method. …

While this might sound like a statement used far too often, no one can deny that the world isn’t what it used to be. With the economy being in one of its most volatile states in recent history, the everyday person constantly finds themselves scrambling to make ends meet. As…

Don’t let mechanics take advantage of you with unfair pricing, shoddy quality, or improper diagnosis. Scams are a fact of life. Everybody experiences it from time to time. In every industry, upselling and overpricing are commonplace. However, the more you know, the less likely it is that you will be…