If you want to maintain solid financial health, you can’t afford to do your financial planning and preparation anymore; you need to watch it and plan daily. But how do you keep such close tabs on your finances when you have your daily life to live? It is where the…

Insurance companies do not transfer risks for numerous reasons. First, let’s talk about what transfer of risk is and how it works. What Is Risk Transfer? Business agreements that involve risk transfer are agreements whereby one party pays another to mitigate losses that may or may not occur. The insurance industry operates according to…

Also known as PERKESO, SOCSO is short for Social Security Organization. Under the Employee’s Social Security Act 1969, this scheme, like the Employee Provident Fund (EPF), requires you to put away a small sum at the end of each month. And, also like the EPF, your employer is obligated to…

Many people are considering personal loans due to the economic uncertainty in the country. However, if you need a loan to cover your current expenses, you should pay attention to the total cost of the loan and how long the loan term is. The loan length refers to how long…

Takaful refers to a cooperative form of insurance governed by Shariah law. Takaful members contribute to a pool of funds that members can use to receive financial support in a covered loss. The Takaful system is built on cooperation, responsibility, assurance, protection, and assistance among groups of participants. Put another…

Bagi para pemilik kereta, pasti ramai yang selalu mengeluh sewaktu sampai masa untuk memperbaharui insurans kenderaan masing-masing. Iyalah, harga premium insurans kereta bukanlah murah. Tambah lagi jika anda mengambil polisi yang menawarkan pelindungan yang lebih baik seperti pelindungan insurans komprehensif. Sudahlah anda diwajibkan untuk memperbaharui insurans tersebut setiap tahun bersama…

Every day, you struggle to keep food on the table and a roof above your head. Pay every penny in tax, and you try to leave enough in the pot so you can indulge in the things you enjoy. What is the point of letting the government decide what happens…

There are many decisions involved in buying a car. Along with choosing the right make, model, and accessories, you also have to pay attention to the extended warranty. Most car buyers ignore this part of the purchase process. It’s essential to pay attention to it. Extended warranties are designed to…

Insurers that offer the cheapest rates aren’t necessarily the best. Insurance is a tricky business, and it’s tempting to shop based on price alone, but you’ll need a company that will help you if you need to file a claim. It’s not worth picking the cheapest coverage only to find…