Apabila kenderaan yang diinsuranskan terlibat dalam kecelakaan, tuntutan insurans kereta tersebut selalunya akan ditangguhkan. Ia bergantung kepada senario atau situasi bagaimana kenderaan tersebut mengalami kerosakan. Tidak ada sesiapa yang mahu terlibat dalam kemalangan. Tetapi kadangkala berlaku juga perkara yang tidak diingini. Mungkin kereta anda terlibat dalam kemalangan yang tidak melibatkan kehilangan nyawa, tetapi ia merupakan pelanggaran yang teruk atau kereta anda dicuri. Dalam keadaan seperti inilah ‘insurans’ yang selalu membuatkan anda merungut untuk membelinya akan memberikan manfaat yang besar. Sama ada kereta anda dicuri, atau terlibat dalam kemalangan (tidak kira siapa yang bersalah), perkara pertama yang akan diberi perhatian adalah…
You may think that a car is an enclosed space, so there is less probability of contamination. Well, you’re mistaken. According to a survey, car steering wheels were found to be four times dirtier than toilet seats. Though the coronavirus pandemic has made many to be working from home and spending less time on the roads, cars and steering wheels can still be a breeding ground for viruses.
The first step to cleaning and disinfecting your car interior is knowing where to disinfect. There are some surfaces you touch more frequently, and there are some grey areas you rarely touch…
Is it time to acquire a new car insurance policy? If you consider the desired terms for the upcoming deal, you might have come across the term “liability car insurance.” Are you wondering what this means? If you feel confused about this, you’ve come to the right place. Here is everything you should know about the term and whether you need this type of insurance in Malaysia!
Let’s cover the basics first and start with the definition of liability car insurance. The odds are that you’ve heard about this expression under a different name. Liability car insurance is nothing else…
Insurans kenderaan memberi pelindungan terhadap kerosakan yang diakibatkan oleh kemalangan. Tetapi, apakah yang akan berlaku sekiranya kemalangan itu disebabkan oleh pemanduan di bawah pengaruh alkohol atau mabuk? Adakah syarikat insurans kenderaan akan membayar untuk kemalangan yang disebabkan memandu dalam keadaan mabuk? Teruskan pembacaan untuk mengetahui dengan lebih lanjut tentang jenis kemalangan akibat memandu dalam keadaan mabuk serta senario insurans kereta dan bagaimana ia boleh mempengaruhi anda. Sesiapa sahaja yang memandu di bawah pengaruh alkohol mahupun dadah boleh dikenakan hukuman penjara dan juga denda.
Walaupun anda didapati bersalah, dan berdepan dengan risiko kewangan yang besar jika anda terlibat dalam kemalangan akibat…
A big part of driving safe and being financially prudent is operating a car insurance policy. Taking out an automobile insurance policy means that you never have to worry about paying out-of-pocket when your car breaks down or suffers a fire accident. Car insurance policies also protect you even to the point of covering your costs if your vehicle gets stolen or damaged beyond repair. No doubt, there are several unique benefits to having the right car insurance. However, one major discouraging factor with insurance is the cost. Taking out insurance policies on your vehicle or vehicles can be a…
As a driver in Malaysia, you very likely understand the gravity of having insurance. Setting aside the fact that it is a mandated requirement by law, if you want to use your vehicle in the country, it provides a certain level of financial security you can’t afford to do without in today’s world. As such, understanding all that goes into your car insurance policy is very important. When you take out an insurance policy on your automobile, you are expected to pay a premium. Several factors determine what amount you pay as your insurance premium. …
Polisi insurans kenderaan akan melindungi pemilik kenderaan daripada liabiliti kewangan sekiranya berlaku kemalangan jalan raya dan juga musibah lain seperti kecurian dan juga kebakaran. Sesuatu pelindungan insurans itu akan bergantung kepada polisi yang anda pilih. Terdapat tiga jenis pelindungan asas bagi insurans kenderaan. Mari kita lihat apa yang mereka tawarkan dan pelan mana yang paling sesuai mengikut keperluan anda.
Polisi motor pihak ketiga merupakan pilihan pertama yang tersedia untuk sesiapa yang ingin menginsuranskan kenderaan mereka. Seperti namanya, pelan ini akan melindungi anda sekiranya berlaku kerosakan harta benda dan juga kecederaan kepada pihak ketiga.
Jika anda terlibat dalam kemalangan jalan raya…
To be able to drive legally and freely in the country, you need a functioning auto insurance policy. That said, it is possible that once obtained, you might experience a bit of a challenge understanding and interpreting a lot of the “insurance language” you’re very likely to come across. While your first impulse might be to get in touch with your insurance company or an insurance agent immediately, there is one alternative you can always try first. What many insured parties do not know is that quite a lot of information is easily accessible to them through their auto insurance…
In Malaysia, owning a motor vehicle comes with a lot of responsibilities. Not only do you have to take care of your automobile and ensure that it is in perfect working condition, but you also have to make sure that you have insurance on your vehicle. Broadly speaking, there are three different types of insurance available to vehicle owners in the country. There is the Third Party, Third Party, Fire and Theft and the Comprehensive package. …
Adakah anda sedang merancang untuk membeli kereta baharu? Anda juga terfikir adakah mendapatkan polisi insurans motor merupakan langkah yang terbaik? Ini bukan soal insurans kenderaan diwajibkan oleh undang-undang atau tidak. Ini mengenai pelindungan kewangan serta faedah lain yang bakal diperoleh daripada polisi insurans motor. Tujuan utama mendapatkan insurans kenderaan adalah untuk memberikan pelindungan kewangan sekiranya kenderaan anda terlibat dalam kemalangan. Bergantung kepada pelan yang anda pilih, anda mungkin akan mendapatkan pelindungan kewangan untuk perkara berikut:
www.fincrew.my or Financial Crew was founded in 2020 to help every Malaysian find the best insurance in Malaysia for their needs.